My Team


Crystal D Kay

Executive Assistant
Office 256-546-4685

 A graduate of Gadsden Business College, Crystal joined Northwestern Mutual in March, 2004.  She joined Phil's team as an Associate Financial Representative in 2005, and is fully licensed in life, health and long term Care

Crystal is married to Joel and they have one son, Seth.

How can Crystal help you?

  • Facilitate premium payments
  • Provide general policy and billing information
  • Provide policy values
  • Expedite owner/beneficiary changes
  • Process changes to your billing methods
  • Update client information.

Philip D Owen

Managing Director


To learn more about Northwestern Mutual Investment Services, LLC and its financial representatives, visit: FINRA BrokerCheck